Partners of the HERO Alliance offer a number of low interest loans to qualified buyers that are often combined as necessary. These options work because partners leverage mortgages and often draw upon more than one program.  The HERO Alliance can provide lender contact information.  Your housing counselor or lender can help you determine which program is best for you.

Some of the programs include:

· The Colorado Housing and Finance Authority (CHFA) HomeAccess loan portfolio provides below market interest rates as well as down payment assistance to disabled buyers.  For more information visit www.colohfa.org/homebuyer.

· Wells Fargo’s Community Development Mortgage Program offers a below-market interest rate to non-first time disabled homebuyers.

· United States Rural Development (USDA/RD) has a number or products that identifies mortgage funds at below market rates for people wanting to purchase in rural areas of Colorado.  For more information visit: www.rurdev.usda.gov/co/sfh.htm.

· Organizations such as Colorado’s Supportive Housing and Homeless Programs, the Colorado Division of Housing, Boulder County Housing Authority, Fort Collins Housing Authority, Denver Housing Authority, Pueblo Housing Authority and Jefferson County Housing Authority can transform a Section 8 voucher that a person has used for rental assistance into assistance with paying a mortgage.